STATES
RATES
FORMS
CANCELLATION NON-RENEWAL CITES
PLEASURECRAFT RATES/RULES
PLEASURECRAFT FORMS

AZ
Ariz. Rev. Stat. §§ 20-342(A)(6), 20-382(A)(3) exempt marine insurance. Ariz. Rev. Stat. § 20-385(A) exempts marine, inland marine, and transportation risks.
Ariz. Rev. Stat. § 20-1101(3) exempts ocean marine and foreign trade insurance. Ariz. Rev. Stat. § 20-1110 does not expressly apply to inland marine risk.
Ariz. Rev. Stat. § 20-1671(8) exempts commercial marine, but not inland marine, insurance. Ariz. Rev. Stat. §§ 20-1651 to 20-1656, contain no marine exemptions for residential or personal insurance.
No filing required.
No filing required.
CA
Cal. Ins. Code § 1851(c) exempts marine, but not inland marine insurance.
Code contains no applicable filing requirements.
Cal. Ins. Code § 675.5(d)(5) exempts commercial ocean marine insurance
File (inland marine). Cal. Ins. Code § 1851(c).
No filing required.
CT
Conn. Gen. Stat. § 38a-664(4) exempts marine insurance. Conn. Gen. Stat. § 38a- 676(c) exempts inland marine insurance which by general custom of the business are not written according to manual rates or rating plans.
Conn. Gen. Stat. § 38a-664(4) exempts marine insurance. Conn. Gen. Stat. § 38a-676(c) exempts inland marine insurance which by general custom of the business are not written according to manual rates or rating plans.
Conn. Gen. Stat. §§ 38a-324, 38a-323 contain no marine exemptions with regard to cancellation and non-renewal requirements.
No filing required.
No filing required
D.C.
D.C. Code § 31-2702(1) exempts marine insurance. D.C. Code § 31-2704(a) exempts inland marine risks which are not made by a rating organization and which by general custom of the business are not written according to manual rates or rating plans.
D.C. Code § 31-2714(a) removes filing requirements if insurer is insuring "exempt commercial risks," which are large entities defined at D.C. Code § 31-2701(7).
D.C. Code includes no express provisions generally precluding or limiting cancellation/non-renewal of P&C policies including marine.
No filing required.
File (inland marine). D.C. Code § 31-2714.
GA
Ga. Code Ann. § 33-9-3(a)(4) exempts marine, but not transportation, insurance.
Ga. Code Ann. § 33-24-2(3) exempts ocean marine and foreign trade insurance. Ga. Code Ann. § 33-24-9 exempts “specially rated” inland marine risks.
Ga. Code Ann. § 33-24-2(3) exempts ocean marine and foreign trade insurance.
No filing required.
No filing required.
ID
Idaho Code Ann. § 41-1401(3)(b) exempts marine, but not inland marine, insurance.
Idaho Code Ann. § 41-1801 exempts wet marine and transportation insurance.
Idaho Code Ann. § 41-1801 exempts wet marine and transportation insurance.
No filing required.
File (inland marine). Idaho Code Ann. § 41-1401(3)(b).
IN
Ind. Code. § 27-1-22-2(a)(3) exempts marine insurance. Some additional exceptions to rate filing requirements for inland marine policies can be found in Ind. Code § 27-1-22-(g). See also Ind. Code § 27-1-22-4(b)(1).
Ind. Code § 27-1-22-28 contains no applicable marine exemptions.
Ind. Code § 27-1-31-1 contains no marine exemptions.
File (inland marine). Ind. Code § 27-1-22-2.
No filing required.
KS
Kan. Stat. Ann. § 40-955 exempts inland marine insurance from rate filing requirements, but may exempt certain special risks, including “large risks” and commercial risks "not rated according to manuals, rating plans, or schedules."
Form filing requirements are subject to the same exemptions under rate filing requirements. Kan. Admin. Regs. § 40-3-32 exempts marine and inland marine forms that “cannot practicably be filed before use.” The exception does not apply to marine or inland marine policy and endorsement forms that “contain standardized wording.”
Kan. Stat. Ann. §§ 40-2,120 to 2,122 contain no marine exemptions.
Filing required. Kan. Stat. Ann. § 40-955.
Filing required. Kan. Stat. Ann. § 40-955.
LA
La. Rev. Stat. Ann. § 22:1456(C)(2) exempts marine, but not inland marine, insurance.
La. Rev. Stat. Ann. § 22:851 exempts ocean marine and foreign trade insurance. See also, La. Rev. Stat. Ann. § 22:856.
La. Rev. Stat. Ann. § 22:851 exempts ocean marine and foreign trade insurance.
File (inland marine). La. Rev. Stat. Ann. § 22:1456. See also La. Rev. Stat. Ann. §22:47(13).
File (inland marine). La. Rev. Stat. Ann. § 22:851
MD
Md. Code Ann., Ins. §§ 11-202(b)(2), 11-303(a)(4) exempt marine, but not inland marine, insurance.
Md. Code Ann., Ins. § 12-101 exempts wet marine and transportation insurance.
Md. Code Ann., Ins. §§ 27-601 to 27-614 contain no marine exemptions.
File pursuant to Md. Code Ann., Ins. § 11-202. See also Md. Code Regs. 31.08.06.02 (inland marine not exceeding 16 feet in length).
File (inland marine). Md. Code Ann., Ins. § 12-101.
MI
Mich. Comp. Laws § 500.2601(3)(b) exempts imports, exports, and domestic shipments, and any vessels with a straight-line hull length of more than 24 feet.
Mich. Comp. Laws § 500.2236(8)(b) exempts vessels and watercrafts with a straight-line hull length of more than 24 feet.
Mich. Code includes no express provisions generally precluding or limiting cancellation/non-renewal of P&C policies including marine.
File (if less than 24 feet). Mich. Comp. Laws § 2601.
File (if less than 24 feet). Mich. Comp. Laws § 500.2236.
MS
Miss. Code Ann. § 83-2-1(1)(b) exempts ocean marine insurance.
Miss. Code Ann. § 83-2-1(1)(b) exempts ocean marine insurance.
Miss. Code. Ann. § 83-5-28 contains no marine exemption from its requirements.
File (inland marine). Miss. Code Ann. § 83-2-1(1)(b).
File (inland marine). Miss. Code Ann. § 83-2-1(1)(b).
MT
Mont. Code Ann. § 33-16-103(5) exempts marine, but not inland marine, insurance.
Mont. Code Ann. § 33-1-501(9)(c) exempts ocean marine and foreign trade insurance.
Mont. Code Ann. §§ 33-15-1101 to 33-15-1121 contain no marine exemptions.
File (inland marine). Mont. Code Ann. § 33-16-103(5).
File (inland marine). Mont. Code Ann. § 33-16-103(5).
NV
Nev. Rev. Stat. § 686B.030(1)(a) exempts ocean marine, but not inland marine, insurance.
Nev. Rev. Stat. § 687B.010(3) exempts wet marine and transportation insurance.
Nev. Rev. Stat. § 687B.010(3) exempts wet marine and transportation insurance.
File (inland marine). Nev. Rev. Stat. § 686B.030(1)(a).
File (inland marine). Nev. Rev. Stat. § 686B.030(1)(a).
NJ
N.J. Rev. Stat. § 17:29A-25 exempts marine insurance, but not inland marine insurance unless it belongs to "classes of inland marine insurance for which no class rates, rating plans or special rates are customarily fixed by a rating bureau."
N.J. Rev. Stat. § 17:29AA-3(a)(1) exempts marine, but not inland marine, insurance.
N.J. Admin. Code §§ 11:1-20.1, 11:1-22.1 exempt ocean marine insurance.
File (inland marine). N.J. Rev. Stat. § 17:29A-25.
File (inland marine). N.J. Rev. Stat. § 17:29A-25.
NY
N.Y. Ins. Law § 2302(a)(4), (5) exempts marine, but not inland marine, insurance.
N.Y. Ins. Law § 2302(a)(4), (5) exempts marine, but not inland marine, insurance. N.Y. Ins. Law § 2307(e) exempts inland marine risks from policy form filing if they are "not written according to manual rates or rating plans."
N.Y. Ins. Law § 3426(l)(2) exempts "principally marine" insurance.
File (inland marine). N.Y. Ins. Law § 2302(a)(4).
File (inland marine). N.Y. Ins. Law § 2302(a)(4).
ND
N.D. Cent. Code § 26.1-25-02(1)(c) exempts marine, but not inland marine, insurance.
N.D. Cent. Code § 26.1-30-19 includes no express provisions generally exempting marine insurance from filing requirements.
N.D. Cent. Code § 26.1-30.1-01 exempts inland marine insurance.
File (inland marine). N.D. Cent. Code § 26.1-25-02(1)(c).
Filing required. N.D. Cent. Code § 26.1-30-19.
OK
Okla. Stat. tit. 36 §983(4) exempts ocean marine, but not inland marine, insurance.
Okla. Stat. tit. 36 § 3601(3) exempts ocean marine and foreign trade insurance.
Okla. Stat. tit. 36 § 3601(3) exempts ocean marine and foreign trade insurance.
Filing required. Okla. Stat. tit. 36 §§ 900.1-908.
File (inland marine). Okla. Stat. tit. 36 § 3601(3).
PA
40 Pa. Stat. Ann. §1222(b) exempts marine, but not inland marine, insurance.
40 Pa. Stat. Ann. § 710-4(b)(2) exempts marine, but not inland marine, insurance.
40 Pa. Stat. Ann. § 3403 includes no express provisions generally precluding or limiting cancellation/non-renewal of marine policies.
File (inland marine). 40 Pa. Stat. Ann. §1222(b).
File (inland marine). 40 Pa. Stat. Ann. § 710-4(b)(2).
SC
S.C. Code Ann. §38-73-20(b)(2) Exempts marine insurance. SC Code Ann. Regs 69-64 exempts commercial policies including inland marine.
S.C. Code Ann. Regs. 69-64(D) requires filing of all commercial policies unless pertaining to an exempt commercial risk and has previously been filed by an advisory organization or the insurer.
S.C. Code Ann. § 38-75-710 contains no marine exemptions.
Filing required. S.C. Code Ann. § 38-73-340.
Filing required. S.C. Code Ann. Regs. 69-64.
TN
Tenn. Code. Ann. art. 56-5-101(4) exempts ocean marine insurance.
Tenn. Code. Ann. art. 56-5-101(4) exempts ocean marine insurance.
Tenn. Code Ann. § 56-7-1802(1)(A) exempts ocean marine insurance. For personal pleasure watercraft, Tenn. Code Ann. § 56-7-1901 contains no exemptions with regard to nonrenewal requirements. However, code contains no provisions dealing with cancellation for personal pleasure watercraft insurance.
Filing required. Tenn. Code Ann. §§ 56-5-102(7)(E), 56-5-105.
Filing required. Tenn. Code Ann. §§ 56-5-102(7)(E), 56-5-105.
UT
Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance. Utah Code Ann. § 31A-19a-203(5) exempts inland marine insurance "not written according to standardized manual rules or rating plans."

Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance.

Utah Code Ann. § 31A-21-201

Does not include inland or ocean marine insurance for filing requirement

Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance.

Utah Code Ann. § 31A-21-303.

File (inland marine). Utah Code Ann. § 31A-1-103(3)(b).
File (inland marine). Utah Code Ann. § 31A-1-103(3)(b).
VA

Va. Code Ann. § 38.2-1902(8) exempts insurance of vessels or craft used primarily in a trade or business, their cargoes, marine builders' risks and marine protection and indemnity

Admin. Order 9721 private pleasure watercraft 26 feet and over in length.

Va. Code Ann. § 38.2-300(1) exempts ocean marine insurance. Admin. 9720 exempts private pleasure watercraft 26 feet and over in length.
Va. Code Ann. § 38.2-231 contains no marine exemptions.
File (inland marine- if less than 26 feet). Va. Code Ann. § 38.2-1906.
File (inland marine- if less than 26 feet). Va. Code Ann. § 38.2-316.
WV
W. Va. Code § 33-20-2(b)(3) exempts marine, but not inland marine, insurance.
W. Va. Code § 33-17-8(b) exempts ocean marine insurance, as well as specially rated inland marine insurance.
W. Va. Code § 33–17a–1 to 33-17a-11 contain no marine exemptions.
File (inland marine). W. Va. Code § 33-20-2(b)(3).
File (inland marine). W. Va. Code § 33-17-8(b)
WY
Wyo. Stat. Ann. § 26-14-102(a)(v) exempts Insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured under marine, as distinguished from inland marine, insurance policies.
Wyo. Stat. Ann. § 26-15-101(a)(iii) exempts wet marine and transportation insurance.
Wyo. Stat. Ann. §§ 26-35-201 to 26-35-204 contain no marine exemptions.
File (inland marine). Wyo. Stat. Ann. § 26-14-102(a)(v)
File (inland marine). Wyo. Stat. Ann. § 26-15-101(a)(iii).
PUERTO RICO
P.R. Laws Ann. tit. 26 §1202(e) exempts marine, but not inland marine, insurance.
P.R. Laws Ann. tit. 26 § 1101 exempts ocean marine and foreign trade insurance.
P.R. Laws Ann. tit. 26 § 1101 exempts ocean marine and foreign trade insurance.
File (inland marine). P.R. Laws Ann. tit. 26 §1202(e).
File (inland marine). P.R. Laws Ann. tit. 26 § 1101.

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